M&A Wealth Podcast

Preparing for Retirement Expenses

Preparing for retirement involves more than estimating how much you have saved. It also means understanding what you may spend.
In this episode, we discuss common retirement expenses to consider, including housing, healthcare, taxes, insurance, lifestyle spending, and unexpected costs. Planning ahead may help you build a more realistic retirement strategy and reduce surprises later.
This episode is for educational purposes only and should not be considered personalized financial advice. Consider consulting with a financial professional to discuss your retirement income, expenses, and long-term goals.

Financial New Year’s Resolutions to Consider

The new year can be a helpful time to review your financial goals and consider what changes may support your future.
In this episode, we discuss financial New Year’s resolutions that may help you build better habits, including reviewing your budget, saving more consistently, managing debt, preparing for unexpected expenses, and revisiting your retirement strategy.
Financial planning is personal, and the right steps may vary depending on your situation. This episode is for educational purposes only. Consider speaking with a financial professional before making major financial decisions.
 

Social Security in 2025: What Retirees Should Consider

Social Security may play an important role in a retirement income strategy, but it is only one part of the overall plan.
In this episode, we discuss Social Security considerations for 2025 and why retirees and pre-retirees may want to review how benefits fit with other income sources, expenses, taxes, and long-term goals.
Social Security rules can be complex, and claiming decisions may affect your retirement income strategy. This episode is for educational purposes only and should not be considered financial, tax, or legal advice. Consider consulting with a qualified professional before making Social Security decisions.

Add These to Your Anti-Bucket List for Retirement Planning

Most people are familiar with a bucket list, but what about an anti-bucket list? In financial and retirement planning, it can be just as helpful to think about what you may want to avoid.
In this episode, we discuss financial habits and planning mistakes that could be worth adding to your anti-bucket list. Topics may include unnecessary debt, overlooking healthcare costs, delaying important planning conversations, and failing to prepare for unexpected expenses.
The goal is not to create fear, but to encourage thoughtful planning. This episode is for educational purposes only and should not be considered personalized financial advice.

Should I Go Back to Work After Retirement?

Many retirees consider going back to work for different reasons. For some, it may be about additional income. For others, it may be about structure, purpose, social connection, or staying active.
In this episode, we discuss key considerations before returning to work after retirement, including income needs, taxes, benefits, lifestyle goals, and how employment may affect your broader retirement strategy.
This episode is for educational purposes only. Before making employment or financial decisions in retirement, consider consulting with a qualified financial professional.

What About Gen X? Retirement Planning Considerations

Generation X is getting closer to retirement, and many are managing multiple financial priorities at the same time. Some may be supporting children, helping aging parents, paying down debt, or trying to increase retirement savings.
In this episode, we discuss retirement planning considerations for Gen X, including savings, income planning, healthcare costs, debt management, and long-term financial goals.
This conversation is intended for educational purposes only and should not be considered personalized financial advice. Consider speaking with a financial professional about your individual retirement strategy.

What to Do With a Retirement Account From a Former Employer

If you have a retirement account from a former employer, you may be wondering what to do with it. Should you leave it where it is, consider a rollover, or evaluate other options?
In this episode, we discuss important factors to consider, including fees, investment choices, taxes, account access, and how the account may fit into your broader retirement strategy.
Every situation is different, and the right choice may depend on your personal goals and financial circumstances. Consider speaking with a qualified financial professional before making decisions about retirement accounts.

Your Year-End Financial Checklist: Smart Moves to Consider

Year-end can be an important opportunity to pause, review your financial picture, and make thoughtful planning decisions before the new year begins.
In this video, we cover key areas you may want to review, including savings goals, retirement contributions, tax planning considerations, investment accounts, charitable giving, insurance, and overall financial priorities. A year-end review could help you identify opportunities, avoid missed deadlines, and start the next year with more clarity.
Financial decisions can vary based on your personal situation. Consider consulting with a qualified financial, tax, or legal professional before making any major year-end planning moves.

What’s Your Retirement Magic Number? A Smarter Way to Plan

Many people wonder, “How much money do I really need to retire?” The answer depends on your lifestyle, goals, income needs, healthcare costs, inflation, and how long your retirement may last.
In this video, we explore the idea of a retirement “magic number” and why it should be personalized rather than based on a generic rule of thumb. With thoughtful planning, you may be able to better understand your retirement income needs, evaluate your current savings strategy, and make more informed financial decisions.
This content is for educational purposes only and should not be considered financial advice. Consider consulting with a qualified financial professional before making retirement planning decisions.

Retirement Taxes and Money Moves: Planning Strategies to Consider