M&A Wealth Podcast

There are several important ages that can have a major impact on your retirement planning.In this episode, we walk through 10 key retirement ages and explain why each one matters when it comes to Social Security, Medicare, retirement accounts, withdrawals, and long-term financial planning.A simple guide to help you stay prepared and make more informed retirement decisions.

Trump Accounts are a new type of individual retirement account designed for eligible children under age 18. In this video, we break down how these accounts work, who may qualify, the $1,000 government pilot contribution for eligible U.S. citizen children born between 2025 and 2028, and what families should know about contributions and long-term investing.
We also discuss how Trump Accounts compare with other savings and investment options and what parents and guardians may want to consider when planning for a child’s financial future.
This video is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult a qualified professional regarding your individual situation.

In this episode, we break down the fundamentals of Health Savings Accounts (HSAs) and explain the tax benefits that make them a unique financial planning tool.
You’ll learn how HSAs work, who may qualify, how contributions and withdrawals are treated for tax purposes, and what to consider when using an HSA for qualified medical expenses.
Whether you already have an HSA or are considering one, this episode will help you better understand how it can fit into your healthcare and financial planning strategy.

Small investing mistakes can have a big impact on your retirement. In this video, we break down five common investment behaviors that may put your long-term financial goals at risk—from emotional decision-making and chasing market trends to ignoring diversification and taking on unnecessary risk.
Learn how to recognize these habits, avoid costly mistakes, and make smarter investment decisions for a more secure retirement.

A happy retirement is about more than money. Discover simple habits that can support your well-being, strengthen relationships, and help you enjoy a more meaningful and fulfilling retirement.

Unexpected expenses can happen at any time. Learn why financial preparedness matters and discover practical steps to help protect your family, build financial confidence, and prepare for life’s surprises.

Thinking about withdrawing money from your IRA? Before you do, it’s important to understand the rules, potential taxes, penalties, and how a withdrawal could impact your long-term retirement strategy.
In this episode of the M&A Wealth Podcast, we break down what you should know about IRA withdrawals, including key considerations to keep in mind before accessing your retirement savings.
We discuss:
How IRA withdrawals generally work
Potential tax implications
Early withdrawal penalties and important exceptions
Required Minimum Distributions (RMDs)
How withdrawals may affect your overall retirement plan
Questions to consider before making a distribution
Making an informed decision today can have a meaningful impact
Subscribe to the M&A Wealth Podcast for more conversations about retirement planning, investing, wealth management, and making smarter financial decisions.
Disclaimer: This content is for educational and informational purposes only and should not be considered individualized investment, tax, or legal advice. Consult with a qualified professional regarding your specific situation.

Is a Roth conversion the right move for your retirement strategy? In this video, we explain how Roth conversions work, when they may make sense, and the key tax considerations to keep in mind before making a decision. You’ll learn: What a Roth conversion is Potential tax benefits When a conversion may be worth considering Important factors to review before converting Every financial situation is different, so consider speaking with a qualified financial or tax professional before making any changes to your retirement accounts.

How much income will you need each month when you retire?
In this episode, Financial Literacy Advocates explores the important factors that can help you estimate your monthly retirement income needs. We discuss expenses, lifestyle choices, healthcare, inflation, and other considerations that can affect how much money you may need throughout retirement.
Whether retirement is still years away or quickly approaching, understanding your income needs is an important part of building a realistic financial plan.
Listen and learn how to start evaluating your retirement income goal and preparing for a more financially secure future.
 

The Power of Spousal Benefits: What Every Couple Should Know
How much do you really know about spousal benefits and the role they can play in retirement planning?
In this episode, Financial Literacy Advocates discusses the power of spousal benefits and why understanding your options can be an important part of making informed Social Security and retirement decisions.
Learn key concepts couples should consider as they prepare for retirement and discover how greater financial literacy can help you approach these important decisions with more confidence.
Financial Literacy Advocates is dedicated to providing educational resources that help individuals and families strengthen their financial knowledge and make informed decisions about their future.